A lender who listens first, then leads.
I'm Ben Harris, a Loan Officer with Union Home Mortgage serving Central Ohio. My work is built on one simple idea: when you understand the numbers, the decision becomes clear — and the stress disappears.
Ben Harris
Loan Officer · Union Home Mortgage
"My goal is to be the person you call before, during, and long after closing."
Why mortgages, why education, why you.
Before entering mortgage lending, Ben built his career in technology and network engineering, where clear communication, problem-solving, and attention to detail were essential. He now brings that same analytical approach to mortgage planning—helping clients understand the numbers, compare their options, and move forward with a clear strategy.
That gap between confusion and confidence is where Ben does his best work. At Union Home Mortgage, he has access to a full range of loan products and a team that knows how to close on time. But the real value is in the conversation: translating the jargon, running the scenarios, and helping you choose the path that fits your life — not just your budget.
Central Ohio is home. Whether you are buying your first home, planning your next move, refinancing, or exploring investment financing, Ben will meet you where you are and help you build a plan you feel confident about.
What you can expect when we work together.
Education first
You won't just hear a rate — you'll understand how rates, points, PMI, and timing interact so you can choose with confidence.
Radical transparency
Every fee, every option, and every trade-off is laid out clearly. No hidden costs, no last-minute surprises.
Responsive service
Real estate doesn't wait. Calls, texts, and emails are returned the same day — often within the hour.
Long-term advocacy
My relationship with clients doesn't end at closing. I'm here for refinances, second homes, and the questions that come up years later.
Backed by Union Home Mortgage. Rooted in Central Ohio.
Ben is proud to work with Union Home Mortgage, a company known for competitive products, strong operations, and a culture that puts people ahead of paperwork. That support means he can focus on what matters most: guiding you through a confident, on-time close.
Ben serves buyers across Central Ohio, including Columbus, Dublin, Westerville, New Albany, Powell, Hilliard, Delaware, and the surrounding communities. Whether you are buying your first home, refinancing, or exploring investment financing, he will meet you where you are.
Ready to meet your mortgage advisor?
The first conversation is free, friendly, and completely pressure-free. We'll talk about your goals, your timeline, and what your next step should be — even if that step is simply saving a little more.
Ben Harris · NMLS #2541330 · Union Home Mortgage